Chime Bank Valuation Analysis: Latest Market Insights & Trends

Chime Bank Valuation and Overview

Sectors

Financial, Banking, Neobank

Headquarters

San Francisco, California, USA

CEO

Chris Britt

Chime Bank shares trade at a 54.39% discount to their Series G Valuation, as of May 05, 2025. Over the last 90 days, shares returned +30.65%, with $115.82M in secondary bids, offers, and transactions activity, according to PM Insights' secondary market data.

Series G Valuation

Latest funding round

$25.0B

XXXXX

2021-08-06

XX-XX-XXXX

PM Insights Implied Valuation

$11.4B

2025-05-05

AV Implied Valuation

XXXXX

XX-XX-XXXX

Change since Last Round

-54.39%

2021-08-06 ➞ 2025-05-05

Change since Last Round

XXXXX

XX-XX-XXXX

Secondary Activity

Low

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Volume

$115.32M

XXX

(90 day period)

Bid

XXX

Ask

XXX

Bid

$106.0M

Ask

$9.32M

Chime is a financial technology company that partners with banks to offer accessible, fee-free financial services, supporting financial health and inclusion through innovative digital tools.

Business Partnerships

https://www.thebancorp.com/https://www.stridebank.com/https://www.visa.com/

Targeted Impact

Chime Bank targets financial empowerment by providing accessible, fee-free banking to help more people achieve financial stability.

Who Will Benefit?

Chime Bank benefits underbanked consumers, gig workers, and young adults seeking fee-free banking and early direct deposit access.

What Comes Next?

Chime is expanding credit-building tools, offering instant loans, and launching new features for members.

Chime Bank Growth Timeline

No items found.

Chime Bank and Competition

The digital banking competitive landscape reflects a strategic divergence between pure neobanks and evolved financial platforms. Chime and Revolut exemplify the digital-native approach with fee-free models and mobile-first experiences, while competitors like Varo and Ally balance digital innovation with traditional banking infrastructure. All competitors target fee-conscious consumers through interchange-based revenue models, competing primarily on user experience, early direct deposit access, and specialized features for demographics overlooked by traditional institutions.

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Chime Bank Market Inteligence Snapshot

Chime Bank Annual Revenue & Year-Over-Year Growth Rate

Chime Bank generated $1.7B in revenue as of 2024, reflecting a year-over-year growth rate of +30.77%, according to PM Insights' market research. Chime Bank carries a 6.01x revenue multiple as of May 05, 2025, according to PM Insights' venture secondary market data.

Chime Bank Secondary Market ROI (Return on Investment)

Over the last 90 days, shares returned +30.65%, with $115.82M in secondary bids, offers, and transactions activity, according to PM Insights' secondary market data.

Chime Bank Bid-Ask Volume Ratios (Private Secondary Market)

Chime Bank Mutual Fund Valuations (NAV)

Chime Bank's mutual fund disclosures indicate a three-month moving average fund price per share of $30.68 as of February 27, 2025, according to PM Insights' market data.

Chime Bank Funding Rounds & Cap Table Details

PM Insights tracks detailed primary funding rounds and verifies cap table directly from original filings for Chime Bank. Chime Bank raised $750.0M in its Series G on August 6, 2021, with a price per share reflecting a post-money valuation of $25.0B, according to PM Insights' market data.

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